Is the Yeti Hopper Flip worth buying for most people?

No, get the Ozark Trail instead. The Yeti is absurdly expensive for something that sits by the towel, and the Ozark holds ice just as long for a fifth of the price. The Yeti’s waterproof zipper is a pain, while the Ozark’s regular zipper is easier but can leak a little if tipped—fine for a pool or park. Only buy Yeti if you need the warranty or want to flex, but neither is worth $200.